Residence 1 Plan, Luminescence at Liberty, 55+ Active AdultRio VistaCA94571
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at Residence 1 Plan, Luminescence at Liberty, 55+ Active Adult, Rio Vista, CA, 94571 in Rio Vista is straightforward: $414,900 in, $3,120/mo in rent, $553/mo out after debt service. The 9.02% gross yield and 1.59 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $114,629 by year five. With $3,478/yr in principal equity, the total cumulative return is projected at $185,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $553 | $300 |
City averages based on Rio Vista market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,120 |
| Total Monthly Debt Service | $2,503 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94571, Rio Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,809 (100%) |
| Owner Occupied HU | 4,295 (73.9%) |
| Renter Occupied HU | 1,029 (17.7%) |
| Vacant Housing Units | 485 ( 8.3%) |
| Median Home Value | $571,376 |
| Average Home Value | $575,942 |
Housing Distribution
Address Breakdown
Residential
5,683
Single Family
5,508
Multi-Family
175
Businesses
325
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A
