RC Ridgeland Plan, Palo Alto PointeSan AntonioTX78264
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate RC Ridgeland Plan, Palo Alto Pointe, San Antonio, TX, 78264 in San Antonio. At $230,900 it earns $2,099/mo in rent and distributes $457/mo to the owner after the $1,038/mo payment, a consistent 10.91% yield. DSCR 2.02 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $63,793 in value; $2,127/yr in principal paydown compounds ownership stake. Total projected return: $117,954.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.8% |
| Monthly Cash Flow | $457 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,099 |
| Total Monthly Debt Service | $1,550 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78264, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,531 (100%) |
| Owner Occupied HU | 4,182 (75.6%) |
| Renter Occupied HU | 876 (15.8%) |
| Vacant Housing Units | 473 ( 8.6%) |
| Median Home Value | $195,737 |
| Average Home Value | $231,163 |
Housing Distribution
Address Breakdown
Residential
5,277
Single Family
5,076
Multi-Family
201
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78264, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,531 (100%) |
| Owner Occupied HU | 4,182 (75.6%) |
| Renter Occupied HU | 876 (15.8%) |
| Vacant Housing Units | 473 ( 8.6%) |
| Median Home Value | $195,737 |
| Average Home Value | $231,163 |
Housing Distribution
Address Breakdown
Residential
5,277
Single Family
5,076
Multi-Family
201
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Lennar
Mls Name: Lennar Homes
Mls Provider:
Mls ID: #N/A