RC Kinsley II Plan, CrowderGentryAR72734
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at RC Kinsley II Plan, Crowder, Gentry, AR, 72734 in Gentry: $2,167/mo in rent, $572/mo in net income, 9.8% gross yield, 1.82 DSCR, all at $265,400. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $73,325 in appreciation and $2,444/yr in principal paydown projects total cumulative return of $137,262.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.0% |
| Monthly Cash Flow | $572 | $300 |
City averages based on Gentry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,167 |
| Total Monthly Debt Service | $1,490 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72734, Gentry, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,838 (100%) |
| Owner Occupied HU | 2,531 (65.9%) |
| Renter Occupied HU | 1,010 (26.3%) |
| Vacant Housing Units | 297 ( 7.7%) |
| Median Home Value | $229,808 |
| Average Home Value | $382,638 |
Housing Distribution
Address Breakdown
Residential
3,202
Single Family
3,146
Multi-Family
56
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72734, Gentry, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,838 (100%) |
| Owner Occupied HU | 2,531 (65.9%) |
| Renter Occupied HU | 1,010 (26.3%) |
| Vacant Housing Units | 297 ( 7.7%) |
| Median Home Value | $229,808 |
| Average Home Value | $382,638 |
Housing Distribution
Address Breakdown
Residential
3,202
Single Family
3,146
Multi-Family
56
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
