RC Guthrie Plan, Spring Lake TrailsHensleyAR72065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate RC Guthrie Plan, Spring Lake Trails, Hensley, AR, 72065 in Hensley. At $190,900 it earns $1,614/mo in rent and distributes $466/mo to the owner after the $858/mo payment, a consistent 10.15% yield. DSCR 1.88 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $52,742 in value; $1,758/yr in principal paydown compounds ownership stake. Total projected return: $102,275.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 8.0% |
| Monthly Cash Flow | $466 | $300 |
City averages based on Hensley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,614 |
| Total Monthly Debt Service | $1,072 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72065, Hensley, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,240 (100%) |
| Owner Occupied HU | 1,650 (73.7%) |
| Renter Occupied HU | 379 (16.9%) |
| Vacant Housing Units | 211 ( 9.4%) |
| Median Home Value | $232,637 |
| Average Home Value | $254,389 |
Housing Distribution
Address Breakdown
Residential
2,204
Single Family
2,201
Multi-Family
3
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72065, Hensley, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,240 (100%) |
| Owner Occupied HU | 1,650 (73.7%) |
| Renter Occupied HU | 379 (16.9%) |
| Vacant Housing Units | 211 ( 9.4%) |
| Median Home Value | $232,637 |
| Average Home Value | $254,389 |
Housing Distribution
Address Breakdown
Residential
2,204
Single Family
2,201
Multi-Family
3
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices