RC Foster II Plan, Hill FarmViloniaAR72173
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Vilonia rentals match the income profile of RC Foster II Plan, Hill Farm, Vilonia, AR, 72173. Listed at $193,400, gross rent is $1,931/mo and net cash flow is $768/mo, a 11.98% yield well above national averages. DSCR 2.22 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $53,433 by year five with $1,781/yr in annual principal reduction, projecting $122,680 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 8.0% |
| Monthly Cash Flow | $768 | $300 |
City averages based on Vilonia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,931 |
| Total Monthly Debt Service | $1,086 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72173, Vilonia, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,854 (100%) |
| Owner Occupied HU | 2,951 (76.6%) |
| Renter Occupied HU | 661 (17.2%) |
| Vacant Housing Units | 242 ( 6.3%) |
| Median Home Value | $250,357 |
| Average Home Value | $296,621 |
Housing Distribution
Address Breakdown
Residential
3,940
Single Family
3,940
Multi-Family
0
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72173, Vilonia, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,854 (100%) |
| Owner Occupied HU | 2,951 (76.6%) |
| Renter Occupied HU | 661 (17.2%) |
| Vacant Housing Units | 242 ( 6.3%) |
| Median Home Value | $250,357 |
| Average Home Value | $296,621 |
Housing Distribution
Address Breakdown
Residential
3,940
Single Family
3,940
Multi-Family
0
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices