Ramsey Plan, The Enclave of Troy: Watermill Collection, Troy, TX, 76579 | $295/mo Cash Flow

Save Search

Filters Applied

EditEdit Filters

Filters Applied:

Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

EditEdit Filters

Ramsey Plan, The Enclave of Troy: Watermill Collection, Troy, TX, 76579 | $295/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

Oxford Plan, The Enclave of Troy : Watermill Collection

4 Bed
2 Bath
1716 sft

Oxford Plan, The Enclave of Troy : Watermill Collection, Troy, TX, 76579

Hendrix Plan, The Enclave of Troy : Classic Collection

4 Bed
3 Bath
2157 sft

Hendrix Plan, The Enclave of Troy : Classic Collection, Troy, TX, 76579

4 Bed
3 Bath
2043 sft

217 State Loop, Troy, TX, 76579

4 Bed
2 Bath
1662 sft

213 State Loop, Troy, TX, 76579

Nearby investment properties with comparable prices

4 Bed
2 Bath
1612 sft

Elgin Plan, The Terrace, Temple, TX, 76502

Ramsey Plan, The Enclave of Troy : Watermill Collection

4 Bed
2 Bath
1676 sft

Ramsey Plan, The Enclave of Troy : Watermill Collection, Troy, TX, 76579

4 Bed
2 Bath
1873 sft

Seabrook Plan, Cedar Trails, Belton, TX, 76513

4 Bed
3 Bath
2412 sft

Plan 2412 Plan, West Canyon Trails, Belton, TX, 76513

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Rental property for sale in Troy at Ramsey Plan, The Enclave of Troy: Watermill Collection, Troy, TX, 76579 generates $2,400/mo in rent and, after a $1,449/mo payment, leaves $295/mo in cash flow. Total monthly income is $2,400/mo, and annual cash flow is $3,539/yr on $98,121 invested. Return on cash invested sits at 23.52% in year one, and rental yield is 9.73% on a $295,990 entry. Equity gained on principal adds $1,910/yr, while 5% annual appreciation builds toward $81,777 over five years. Five-year ROI reaches 123.39% and total cumulative return in cash sums $121,069. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,400/mo property income rather than buyer’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

This new single-story home boasts a low-maintenance design ideal for modern lifestyles. An open-concept layout combines the kitchen, living and dining areas to encourage seamless transitions and multitasking. Three bedrooms are located near the front of the home, with a luxurious owner's suite at the back of the home, complete with a full bathroom and walk-in closet.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76579, Troy, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,376 (100%)
Owner Occupied HU	1,715 (72.2%)
Renter Occupied HU	465 (19.6%)
Vacant Housing Units	196 ( 8.2%)
Median Home Value	$312,327
Average Home Value	$353,136