PLAN B202 Plan, Kāpili at Ho'opili Pōhaku EstatesKapoleiHI96707
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, PLAN B202 Plan, Kāpili at Ho'opili Pōhaku Estates, Kapolei, HI, 96707 in Kapolei earns a 9.37% gross yield at $688,475. Rent of $5,375/mo nets $1,454/mo after the $3,096/mo mortgage. The 1.74 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $190,213 and $6,341/yr in equity accumulation project a total cumulative return of $353,193.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.8% |
| Monthly Cash Flow | $1,454 | $2,400 |
City averages based on Kapolei market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,375 |
| Total Monthly Debt Service | $3,647 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96707, Kapolei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,757 (100%) |
| Owner Occupied HU | 10,051 (63.8%) |
| Renter Occupied HU | 4,465 (28.3%) |
| Vacant Housing Units | 1,241 ( 7.9%) |
| Median Home Value | $883,195 |
| Average Home Value | $953,878 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
13,546
Multi-Family
1,264
Businesses
1,131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96707, Kapolei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,757 (100%) |
| Owner Occupied HU | 10,051 (63.8%) |
| Renter Occupied HU | 4,465 (28.3%) |
| Vacant Housing Units | 1,241 ( 7.9%) |
| Median Home Value | $883,195 |
| Average Home Value | $953,878 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
13,546
Multi-Family
1,264
Businesses
1,131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
