Plan 3 Plan, The GablesGarden GroveCA92845
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at Plan 3 Plan, The Gables, Garden Grove, CA, 92845 in Garden Grove the bet is firmly on appreciation. Rental yield 4.87%. The 4.87% gross yield on a $960,000 price is below income-first thresholds, but 5%/yr value growth projects $265,230 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.90) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $232,379.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.2% |
| Monthly Cash Flow | $(2,045) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,894 |
| Total Monthly Debt Service | $5,557 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92845, Garden Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,702 (100%) |
| Owner Occupied HU | 4,507 (79.0%) |
| Renter Occupied HU | 1,106 (19.4%) |
| Vacant Housing Units | 89 ( 1.6%) |
| Median Home Value | $905,714 |
| Average Home Value | $981,200 |
Housing Distribution
Address Breakdown
Residential
5,731
Single Family
5,337
Multi-Family
394
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92845, Garden Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,702 (100%) |
| Owner Occupied HU | 4,507 (79.0%) |
| Renter Occupied HU | 1,106 (19.4%) |
| Vacant Housing Units | 89 ( 1.6%) |
| Median Home Value | $905,714 |
| Average Home Value | $981,200 |
Housing Distribution
Address Breakdown
Residential
5,731
Single Family
5,337
Multi-Family
394
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Brandywine Homes
Mls Name: Brandywine Homes
Mls ID: #N/A