Plan 2 Plan, Sergeant Bluff BuildersSergeant BluffIA51054
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, Plan 2 Plan, Sergeant Bluff Builders, Sergeant Bluff, IA, 51054 in Sergeant Bluff delivers $2,440/mo in gross rent and $232/mo in net monthly income at a $339,950 entry. The 8.61% yield and 1.60 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $93,922 over five years and $3,131/yr in equity from loan paydown, total projected return is $144,319.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $232 | $300 |
City averages based on Sergeant Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,440 |
| Total Monthly Debt Service | $2,073 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51054, Sergeant Bluff, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,289 (100%) |
| Owner Occupied HU | 1,631 (71.3%) |
| Renter Occupied HU | 540 (23.6%) |
| Vacant Housing Units | 118 ( 5.2%) |
| Median Home Value | $315,902 |
| Average Home Value | $319,917 |
Housing Distribution
Address Breakdown
Residential
2,039
Single Family
2,039
Multi-Family
0
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51054, Sergeant Bluff, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,289 (100%) |
| Owner Occupied HU | 1,631 (71.3%) |
| Renter Occupied HU | 540 (23.6%) |
| Vacant Housing Units | 118 ( 5.2%) |
| Median Home Value | $315,902 |
| Average Home Value | $319,917 |
Housing Distribution
Address Breakdown
Residential
2,039
Single Family
2,039
Multi-Family
0
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Sgt. Bluff Builders
Mls Name: Sgt. Bluff Builders
Mls Provider:
Mls ID: #N/A