Plan 1678 Plan, Amber Lynn EstatesChicoCA95973








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Chico at Plan 1678 Plan, Amber Lynn Estates, Chico, CA, 95973 uses $154,144 cash to close to unlock $3,413/yr annual cash flow and $284/mo monthly cash flow. Total monthly income runs $3,161/mo, and a $2,276/mo payment keeps the spread at $284/mo. Purchase price stands at $464,990, and rental yield measures 8.16% with $3,161/mo rent. Return on cash invested shows 22.12% in year one, and 5% annual appreciation builds toward $128,468 over five years. Five-year ROI reaches 114.72% and total cumulative return in cash records $176,840. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,161/mo property income covering a $2,276/mo payment rather than investor’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95973, Chico, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,775 (100%) |
| Owner Occupied HU | 9,269 (55.3%) |
| Renter Occupied HU | 6,726 (40.1%) |
| Vacant Housing Units | 780 ( 4.6%) |
| Median Home Value | $496,934 |
| Average Home Value | $539,362 |
Housing Distribution
Address Breakdown
Residential
16,726
Single Family
14,083
Multi-Family
2,643
Businesses
1,144
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Listed by: N/A • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A








