Pinnacles 2478 Premier Essentials Plan, Songbird GardensVancouverWA98685
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider Pinnacles 2478 Premier Essentials Plan, Songbird Gardens, Vancouver, WA, 98685 in Vancouver. Rental yield 5.89%. At $829,900 with 5.89% gross yield, current distributions are modest, but the 5% appreciation rate projects $229,286 in new equity by year five, complemented by $7,643/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.09) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $253,701.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.2% |
| Monthly Cash Flow | $(940) | $850 |
City averages based on Vancouver market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,074 |
| Total Monthly Debt Service | $4,683 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
$25 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98685, Vancouver, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,504 (100%) |
| Owner Occupied HU | 9,185 (79.8%) |
| Renter Occupied HU | 2,137 (18.6%) |
| Vacant Housing Units | 182 ( 1.6%) |
| Median Home Value | $642,159 |
| Average Home Value | $697,533 |
Housing Distribution
Address Breakdown
Residential
11,322
Single Family
11,014
Multi-Family
308
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
$25 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98685, Vancouver, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,504 (100%) |
| Owner Occupied HU | 9,185 (79.8%) |
| Renter Occupied HU | 2,137 (18.6%) |
| Vacant Housing Units | 182 ( 1.6%) |
| Median Home Value | $642,159 |
| Average Home Value | $697,533 |
Housing Distribution
Address Breakdown
Residential
11,322
Single Family
11,014
Multi-Family
308
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Songbird Homes
Mls Name: Songbird Homes
Mls Provider:
Mls ID: #N/A