Pinnacles 2478 Budget Plan, Luden EstatesVancouverWA98682
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: Pinnacles 2478 Budget Plan, Luden Estates, Vancouver, WA, 98682 in Vancouver, $644,900, 7.53% gross yield, $171/mo net income. Consider it a market-entry position, the $4,048/mo rent covers the $2,900/mo payment with a margin, and 5%/yr appreciation is projected to add $178,174 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.40) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $255,052.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.2% |
| Monthly Cash Flow | $171 | $850 |
City averages based on Vancouver market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,048 |
| Total Monthly Debt Service | $3,620 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98682, Vancouver, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,179 (100%) |
| Owner Occupied HU | 17,703 (70.3%) |
| Renter Occupied HU | 6,865 (27.3%) |
| Vacant Housing Units | 611 ( 2.4%) |
| Median Home Value | $550,966 |
| Average Home Value | $610,249 |
Housing Distribution
Address Breakdown
Residential
24,818
Single Family
23,295
Multi-Family
1,523
Businesses
1,362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98682, Vancouver, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,179 (100%) |
| Owner Occupied HU | 17,703 (70.3%) |
| Renter Occupied HU | 6,865 (27.3%) |
| Vacant Housing Units | 611 ( 2.4%) |
| Median Home Value | $550,966 |
| Average Home Value | $610,249 |
Housing Distribution
Address Breakdown
Residential
24,818
Single Family
23,295
Multi-Family
1,523
Businesses
1,362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Songbird Homes
Mls Name: Songbird Homes
Mls Provider:
Mls ID: #N/A