Pinnacle (Asbury Pointe) Plan, Asbury PointeWarsawKY41095
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowHigh DSCR is a competitive advantage at closing. Rental yield 10.29%. Pinnacle (Asbury Pointe) Plan, Asbury Pointe, Warsaw, KY, 41095 in Warsaw achieves 1.90, rent of $960/mo covers the $504/mo payment 1.5x over at $111,995. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $30,942 over five years, with $1,031/yr in principal reduction bringing total projected return to $36,332.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.8% |
| Monthly Cash Flow | $(122) | $300 |
City averages based on Warsaw market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $960 |
| Total Monthly Debt Service | $1,037 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2026
N/A lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41095, Warsaw, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 1,024 (56.7%) |
| Renter Occupied HU | 530 (29.3%) |
| Vacant Housing Units | 253 (14.0%) |
| Median Home Value | $178,788 |
| Average Home Value | $214,961 |
Housing Distribution
Address Breakdown
Residential
1,115
Single Family
876
Multi-Family
239
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2026
N/A lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41095, Warsaw, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 1,024 (56.7%) |
| Renter Occupied HU | 530 (29.3%) |
| Vacant Housing Units | 253 (14.0%) |
| Median Home Value | $178,788 |
| Average Home Value | $214,961 |
Housing Distribution
Address Breakdown
Residential
1,115
Single Family
876
Multi-Family
239
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
