Pinecrest Plan, Estates at White Tank FoothillsWaddellAZ85355
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find Pinecrest Plan, Estates at White Tank Foothills, Waddell, AZ, 85355 in Waddell worth study. Rental yield 5.57%. The 5.57% gross yield is below cash-flow benchmarks at $552,990, but 5% annual appreciation, adding $152,781 over five years, frames this as a capital growth position. Rent of $2,567/mo partially offsets the $2,621/mo payment. Ziffy Mortgage finances appreciation-play properties (0.98 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $153,491.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 6.0% |
| Monthly Cash Flow | $(702) | $300 |
City averages based on Waddell market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,567 |
| Total Monthly Debt Service | $3,184 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85355, Waddell, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,175 (100%) |
| Owner Occupied HU | 5,142 (83.3%) |
| Renter Occupied HU | 459 ( 7.4%) |
| Vacant Housing Units | 574 ( 9.3%) |
| Median Home Value | $498,874 |
| Average Home Value | $564,605 |
Housing Distribution
Address Breakdown
Residential
5,319
Single Family
1,660
Multi-Family
3,659
Businesses
271
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
