Pierpont Plan, Regency at WoodbridgeWoodbridgeCT06525
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at Pierpont Plan, Regency at Woodbridge, Woodbridge, CT, 06525 in Woodbridge is narrow, $2/mo net on $4,079/mo rent after the $2,698/mo debt service, but the property operates at break-even-plus, not a loss. At $599,995 with a 8.16% yield, the long-run equity case via 5% appreciation ($165,768 over five years) and $5,526/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.51 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $229,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.0% |
| Monthly Cash Flow | $2 | $1,500 |
City averages based on Woodbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,079 |
| Total Monthly Debt Service | $3,838 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06525, Woodbridge, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,372 (100%) |
| Owner Occupied HU | 2,813 (83.4%) |
| Renter Occupied HU | 363 (10.8%) |
| Vacant Housing Units | 196 ( 5.8%) |
| Median Home Value | $597,765 |
| Average Home Value | $633,051 |
Housing Distribution
Address Breakdown
Residential
3,421
Single Family
3,223
Multi-Family
198
Businesses
451
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06525, Woodbridge, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,372 (100%) |
| Owner Occupied HU | 2,813 (83.4%) |
| Renter Occupied HU | 363 (10.8%) |
| Vacant Housing Units | 196 ( 5.8%) |
| Median Home Value | $597,765 |
| Average Home Value | $633,051 |
Housing Distribution
Address Breakdown
Residential
3,421
Single Family
3,223
Multi-Family
198
Businesses
451
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Toll Brothers
Mls Name: Toll Brothers Inc.
Mls Provider:
Mls ID: #N/A