PENWELL Plan, The Summit at Oak ParkTroyAL36079
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Troy at PENWELL Plan, The Summit at Oak Park, Troy, AL, 36079 priced at $313,900 converts $2,839/mo rent into $1,068/mo cash flow after a $1,536/mo obligation. Total monthly income equals $2,839/mo, and annual cash flow totals $12,811/yr on $104,058 invested. Return on cash invested prints 32.22% in year one, and rental yield reads 10.85% against a $313,900 entry. Equity gained on principal adds $2,026/yr, while 5% annual appreciation compiles into $86,725 by year five. Five-year ROI reaches 168.16% and total cumulative return in cash sums $174,980. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,839/mo property income covering a $1,536/mo payment, not borrower’s personal income.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36079, Troy, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,002 (100%) |
| Owner Occupied HU | 3,081 (61.6%) |
| Renter Occupied HU | 1,450 (29.0%) |
| Vacant Housing Units | 471 ( 9.4%) |
| Median Home Value | $192,287 |
| Average Home Value | $214,284 |
Housing Distribution
Address Breakdown
Residential
4,610
Single Family
4,163
Multi-Family
447
Businesses
139
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