Pecan Plan, Whisper RidgeHilliardFL32046








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Hilliard at Pecan Plan, Whisper Ridge, Hilliard, FL, 32046 uses $95,770 cash to close to unlock $5,530/yr annual cash flow and $461/mo monthly cash flow. Total monthly income runs $2,418/mo, and a $1,414/mo payment keeps the spread at $461/mo. Purchase price stands at $288,900, and rental yield measures 10.04% with $2,418/mo rent. Return on cash invested shows 25.68% in year one, and 5% annual appreciation builds toward $79,818 over five years. Five-year ROI reaches 134.58% and total cumulative return in cash records $128,887. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,418/mo property income covering a $1,414/mo payment rather than investor’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32046, Hilliard, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,069 (100%) |
| Owner Occupied HU | 3,027 (74.4%) |
| Renter Occupied HU | 784 (19.3%) |
| Vacant Housing Units | 258 ( 6.3%) |
| Median Home Value | $356,963 |
| Average Home Value | $406,535 |
Housing Distribution
Address Breakdown
Residential
3,864
Single Family
3,819
Multi-Family
45
Businesses
232
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