Pearson Plan, Hidden FieldsHoschtonGA30548
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, Pearson Plan, Hidden Fields, Hoschton, GA, 30548 in Hoschton earns a 7.95% gross yield at $560,990. Rent of $3,716/mo nets $302/mo after the $2,523/mo mortgage. The 1.47 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $154,991 and $5,167/yr in equity accumulation project a total cumulative return of $231,878.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $302 | $250 |
City averages based on Hoschton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,716 |
| Total Monthly Debt Service | $3,191 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30548, Hoschton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,551 (83.4%) |
| Renter Occupied HU | 1,267 (11.1%) |
| Vacant Housing Units | 633 ( 5.5%) |
| Median Home Value | $405,711 |
| Average Home Value | $451,015 |
Housing Distribution
Address Breakdown
Residential
11,291
Single Family
11,107
Multi-Family
184
Businesses
465
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30548, Hoschton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,551 (83.4%) |
| Renter Occupied HU | 1,267 (11.1%) |
| Vacant Housing Units | 633 ( 5.5%) |
| Median Home Value | $405,711 |
| Average Home Value | $451,015 |
Housing Distribution
Address Breakdown
Residential
11,291
Single Family
11,107
Multi-Family
184
Businesses
465
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
