Pearl Plan, Montgomery Oaks, North East, MD, 21901 | $708/mo Cash Flow

For Sale

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in North East at Pearl Plan, Montgomery Oaks, North East, MD, 21901 earns $708/mo cash flow from $3,568/mo rent with a $2,251/mo payment. Total monthly income totals $3,568/mo, and annual cash flow totals $8,490/yr on $152,487 capital. ROI tracks 25.48% on current figures, and rental yield reads 9.31% at a $459,990 purchase. Equity gained on principal adds $2,968/yr, and 5% annual appreciation supports $127,087 over five years. Five-year ROI reaches 132.74% and total cumulative return in cash sums $202,414. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,568/mo property income instead of your personal income.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21901, North East, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,213 (100%)
Owner Occupied HU	5,121 (62.4%)
Renter Occupied HU	2,190 (26.7%)
Vacant Housing Units	902 (11.0%)
Median Home Value	$395,977
Average Home Value	$418,006