Patriot Craftsman - Cadbury Plan, Berkshire, Newburgh, IN, 47630 | $121/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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Patriot Craftsman - Cadbury Plan, Berkshire, Newburgh, IN, 47630 | $121/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,460/mo, and annual cash flow reaches $1,450/yr on $128,954 cash to close. Return on cash invested measures 21.03% in year one, and rental yield registers 7.59% at a $389,000 basis. Equity gained on principal adds $2,510/yr, and annual property appreciation at 5% supports $107,474 by year five. Five-year ROI tracks 108.63% and total cumulative return in cash totals $140,082. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,460/mo property income relative to a $1,904/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

N/A lot

$N/A/sqft

$4 monthly HOA

More details about the property

Construction Status: Design & Build: This home offers a spacious open-concept main floor featuring a living room off the foyer that can be personalized as a bedroom or home office. The family room flows seamlessly into the kitchen, which includes an island, a large walk-in pantry, and a dining area with access to the backyard. The stairs, conveniently located off the main living space, lead to an upstairs bonus room, perfect for a game room, playroom, homework area, or additional TV space. The expansive owner's suite includes an ensuite bath and a walk-in closet. The second floor has three additional bedrooms, each with a walk-in closet, a second full bath, and a centrally located laundry room. | How plan pricing works: You and the builder design the home that's right for you. The final price will vary based on your chosen floor plan, home site, and personalized options.

Neighborhood Data

Neighborhood data shown for ZIP Code: 47630, Newburgh, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,362 (100%)
Owner Occupied HU	12,157 (74.3%)
Renter Occupied HU	3,410 (20.8%)
Vacant Housing Units	795 ( 4.9%)
Median Home Value	$296,151
Average Home Value	$354,173