Patricia Plan, Hartrick Ranch, Temple, TX, 76502 | $76/mo Cash Flow

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Patricia Plan, Hartrick Ranch, Temple, TX, 76502 | $76/mo Cash Flow | Ziffy

For Sale

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at Patricia Plan, Hartrick Ranch, Temple, TX, 76502 offers a 8.79% rental yield on a $364,800 purchase with $2,671/mo rent. Total monthly income registers $2,671/mo, and a $1,786/mo payment leaves $76/mo available for distribution. Annual cash flow reaches $916/yr on $120,931 to close, and return on cash invested stands at 20.67% in year one. Equity gained on principal adds $2,354/yr while 5% annual appreciation supports $100,788 over five years. Portfolio math shows five-year ROI at 108.12% and total cumulative return in cash at $130,756. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,671/mo property income against a $1,786/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Patricia Floor Plan - 4-Bedroom, 3-Bathroom Two-Story Home with Game Room and Open Living The Patricia floor plan offers spacious two-story living with a functional layout designed to support both everyday routines and special moments. Featuring 4 bedrooms, 3 bathrooms, and a well-organized 2-car garage, this home provides over 2,800 square feet of flexible space for modern families. The main floor features an open-concept design where the kitchen, dining area, and family room come together to create a bright, connected space that's perfect for both entertaining and relaxing. The kitchen includes a large island and oversized pantry, making meal prep and storage simple and efficient. The primary suite offers a spacious private retreat with a walk-in closet and a thoughtfully designed bathroom. Three additional bedrooms provide options for kids, guests, or working from home. A generous game room upstairs offers an additional gathering space for recreation or relaxation. A covered patio extends the home's living area outdoors, ideal for enjoying fresh air and casual entertaining. With its smart layout and stylish design, the Patricia floor plan offers flexibility and comfort for homeowners who want space to live, work, and unwind.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680