Oxford Modern Farmhouse Plan, Columbia, SC: Build On Your Lot, Columbia, SC, 29212 | $880/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Columbia at Oxford Modern Farmhouse Plan, Columbia, SC: Build On Your Lot, Columbia, SC, 29212 with 5% annual appreciation on a $326,076 basis while $2,821/mo rent supports operations. Total monthly income totals $2,821/mo and a $1,596/mo payment preserves $880/mo for cash returns. Annual cash flow comes to $10,559/yr on $108,094 deployed, and return on cash invested reaches 29.68% in year one. Equity gained on principal adds $2,104/yr, and five-year appreciation sums $90,089 alongside rental yield of 10.38%. Five-year ROI measures 154.91% and total cumulative return in cash totals $167,451.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,821/mo property income versus a $1,596/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29212, Columbia, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,392 (100%)
Owner Occupied HU	9,755 (67.8%)
Renter Occupied HU	3,792 (26.3%)
Vacant Housing Units	845 ( 5.9%)
Median Home Value	$261,900
Average Home Value	$331,148