Opal Plan, Cedarcrest TownhomesFairviewTN37062
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, Opal Plan, Cedarcrest Townhomes, Fairview, TN, 37062 in Fairview earns a 8.79% gross yield at $378,420. Rent of $2,773/mo nets $508/mo after the $1,702/mo mortgage. The 1.63 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $104,550 and $3,485/yr in equity accumulation project a total cumulative return of $175,803.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $508 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,773 |
| Total Monthly Debt Service | $2,115 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37062, Fairview, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,596 (100%) |
| Owner Occupied HU | 4,306 (76.9%) |
| Renter Occupied HU | 1,005 (18.0%) |
| Vacant Housing Units | 285 ( 5.1%) |
| Median Home Value | $443,976 |
| Average Home Value | $595,096 |
Housing Distribution
Address Breakdown
Residential
5,300
Single Family
5,000
Multi-Family
300
Businesses
279
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37062, Fairview, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,596 (100%) |
| Owner Occupied HU | 4,306 (76.9%) |
| Renter Occupied HU | 1,005 (18.0%) |
| Vacant Housing Units | 285 ( 5.1%) |
| Median Home Value | $443,976 |
| Average Home Value | $595,096 |
Housing Distribution
Address Breakdown
Residential
5,300
Single Family
5,000
Multi-Family
300
Businesses
279
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
