Onyx Plan, Stone Mill Signature, Lowell, IN, 46356 | $65/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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Onyx Plan, Stone Mill Signature, Lowell, IN, 46356 | $65/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lowell at Onyx Plan, Stone Mill Signature, Lowell, IN, 46356 earns $65/mo cash flow from $2,274/mo rent with a $1,801/mo payment. Total monthly income totals $2,274/mo, and annual cash flow totals $782/yr on $121,990 capital. ROI tracks 20.55% on current figures, and rental yield reads 7.42% at a $367,995 purchase. Equity gained on principal adds $2,375/yr, and 5% annual appreciation supports $101,670 over five years. Five-year ROI reaches 106.06% and total cumulative return in cash sums $129,384. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,274/mo property income instead of your personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Discover The Onyx, a thoughtfully designed new construction home in Northwest Indiana that combines modern style with functional living. This spacious two-story home offers 2,340 square feet of beautifully crafted space, making it an ideal fit for today's busy households. With four bedrooms, including a main-floor bedroom that can be used as a flex space, home office, or formal dining room, The Onyx delivers the versatility you need in a changing world. From the moment you step inside, you're welcomed by a bright and open foyer that flows effortlessly into the expansive great room-an inviting space perfect for daily living, entertaining, or relaxing with family. The open-concept kitchen is designed for both function and style, featuring a spacious breakfast area and options to enhance your space with a sunroom or upgraded caf kitchen, perfect for hosting or everyday convenience. A practical mudroom off the attached two-car garage helps keep daily life organized and efficient. Upstairs, you'll find a private primary suite with a luxurious en-suite bath and a generously sized walk-in closet. The second floor also includes two additional bedrooms, a full bath, and a flexible loft space-perfect as a second living area, media room, or game space. The conveniently located second-floor laundry room adds even more ease to your routine.

Neighborhood Data

Neighborhood data shown for ZIP Code: 46356, Lowell, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,032 (100%)
Owner Occupied HU	6,541 (81.4%)
Renter Occupied HU	1,041 (13.0%)
Vacant Housing Units	450 ( 5.6%)
Median Home Value	$310,836
Average Home Value	$337,461