Off Of Homeland RdMacdoelCA96058
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowOff Of Homeland Rd, Macdoel, CA, 96058 in Macdoel earns its strong cash-flow label: 23.2% yield, $1,933/mo rent, $1,315/mo net income, DSCR 4.30. The $100,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $27,628 by year five. Combined with $921/yr in principal paydown, total projected return reaches $122,489.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.2% | 6.0% |
| Monthly Cash Flow | $1,315 | $1,500 |
City averages based on Macdoel market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,933 |
| Total Monthly Debt Service | $579 |
| DSCR Ratio | 3.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
40.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96058, Macdoel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 348 (100%) |
| Owner Occupied HU | 159 (45.7%) |
| Renter Occupied HU | 74 (21.3%) |
| Vacant Housing Units | 115 (33.0%) |
| Median Home Value | $348,214 |
| Average Home Value | $415,362 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
164
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
40.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96058, Macdoel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 348 (100%) |
| Owner Occupied HU | 159 (45.7%) |
| Renter Occupied HU | 74 (21.3%) |
| Vacant Housing Units | 115 (33.0%) |
| Median Home Value | $348,214 |
| Average Home Value | $415,362 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
164
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices