Newbury St HOMESITE 780Charles TownWV25414
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at Newbury St HOMESITE 780, Charles Town, WV, 25414 in Charles Town speaks for itself: 12.12% gross on a $509,990 price, generating $5,150/mo in rent and $2,123/mo in net income after the $2,293/mo debt service. DSCR 2.25, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $25,470 stacks alongside $140,901 in projected five-year appreciation and $4,697/yr in principal reduction. Projected total cumulative return: $329,431.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 6.8% |
| Monthly Cash Flow | $2,123 | $450 |
City averages based on Charles Town market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,150 |
| Total Monthly Debt Service | $2,825 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
6,150 sqft lot
$N/A/sqft
$77 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
6,150 sqft lot
$N/A/sqft
$77 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices