New Plan 4 Plan, OakpointeFountain ValleyCA92708
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find New Plan 4 Plan, Oakpointe, Fountain Valley, CA, 92708 in Fountain Valley worth study. Rental yield 3.49%. The 3.49% gross yield is below cash-flow benchmarks at $1,857,000, but 5% annual appreciation, adding $513,055 over five years, frames this as a capital growth position. Rent of $5,400/mo partially offsets the $8,350/mo payment. Ziffy Mortgage finances appreciation-play properties (0.65 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $299,686.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 5.2% |
| Monthly Cash Flow | $(6,300) | $300 |
City averages based on Fountain Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,400 |
| Total Monthly Debt Service | $10,961 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
$212 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92708, Fountain Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,323 (100%) |
| Owner Occupied HU | 12,875 (66.6%) |
| Renter Occupied HU | 6,048 (31.3%) |
| Vacant Housing Units | 400 ( 2.1%) |
| Median Home Value | $1,109,086 |
| Average Home Value | $1,133,030 |
Housing Distribution
Address Breakdown
Residential
19,467
Single Family
18,104
Multi-Family
1,363
Businesses
2,212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
$212 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92708, Fountain Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,323 (100%) |
| Owner Occupied HU | 12,875 (66.6%) |
| Renter Occupied HU | 6,048 (31.3%) |
| Vacant Housing Units | 400 ( 2.1%) |
| Median Home Value | $1,109,086 |
| Average Home Value | $1,133,030 |
Housing Distribution
Address Breakdown
Residential
19,467
Single Family
18,104
Multi-Family
1,363
Businesses
2,212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Bonanni Development
Mls Name: Bonanni Development
Mls Provider:
Mls ID: #N/A