NEUVILLE Plan, Ladysmith Village, Ruther Glen, VA, 22546 | $693/mo Cash Flow

For Sale

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ruther Glen at NEUVILLE Plan, Ladysmith Village, Ruther Glen, VA, 22546 listed at $419,990 pairs $3,204/mo rent with a $2,056/mo payment to leave $693/mo cash flow. Total monthly income runs $3,204/mo, and annual cash flow reaches $8,316/yr on $139,227 cash to close. Return on cash invested measures 25.88% in year one, and rental yield registers 9.15% at a $419,990 basis. Equity gained on principal adds $2,710/yr, and annual property appreciation at 5% supports $116,035 by year five. Five-year ROI tracks 134.62% and total cumulative return in cash totals $187,432. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,204/mo property income relative to a $2,056/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 22546, Ruther Glen, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,685 (100%)
Owner Occupied HU	6,067 (78.9%)
Renter Occupied HU	1,020 (13.3%)
Vacant Housing Units	598 ( 7.8%)
Median Home Value	$314,950
Average Home Value	$339,388