Near County Rd #81BayardNE69334
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find Near County Rd #81, Bayard, NE, 69334 in Bayard worth study. Rental yield 1.59%. The 1.59% gross yield is below cash-flow benchmarks at $895,000, but 5% annual appreciation, adding $247,272 over five years, frames this as a capital growth position. Rent of $1,189/mo partially offsets the $4,024/mo payment. Ziffy Mortgage finances appreciation-play properties (0.30 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $29,187.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 6.2% |
| Monthly Cash Flow | $(4,855) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,189 |
| Total Monthly Debt Service | $5,688 |
| DSCR Ratio | 0.21x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
224.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 69334, Bayard, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,061 (100%) |
| Owner Occupied HU | 701 (66.1%) |
| Renter Occupied HU | 193 (18.2%) |
| Vacant Housing Units | 167 (15.7%) |
| Median Home Value | $134,722 |
| Average Home Value | $190,150 |
Housing Distribution
Address Breakdown
Residential
675
Single Family
675
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
224.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 69334, Bayard, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,061 (100%) |
| Owner Occupied HU | 701 (66.1%) |
| Renter Occupied HU | 193 (18.2%) |
| Vacant Housing Units | 167 (15.7%) |
| Median Home Value | $134,722 |
| Average Home Value | $190,150 |
Housing Distribution
Address Breakdown
Residential
675
Single Family
675
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents