N7138 US Highway 12Black River FallsWI54615
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: N7138 US Highway 12, Black River Falls, WI, 54615 in Black River Falls at $275,000. Rental yield 6.44%. The 6.44% yield and 1.19 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $75,977 by year five, and $2,533/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $81,063.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.2% |
| Monthly Cash Flow | $(371) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,475 |
| Total Monthly Debt Service | $1,736 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
2.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54615, Black River Falls, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,846 (100%) |
| Owner Occupied HU | 3,035 (62.6%) |
| Renter Occupied HU | 1,184 (24.4%) |
| Vacant Housing Units | 627 (12.9%) |
| Median Home Value | $256,204 |
| Average Home Value | $314,341 |
Housing Distribution
Address Breakdown
Residential
4,271
Single Family
3,928
Multi-Family
343
Businesses
387
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
2.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54615, Black River Falls, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,846 (100%) |
| Owner Occupied HU | 3,035 (62.6%) |
| Renter Occupied HU | 1,184 (24.4%) |
| Vacant Housing Units | 627 (12.9%) |
| Median Home Value | $256,204 |
| Average Home Value | $314,341 |
Housing Distribution
Address Breakdown
Residential
4,271
Single Family
3,928
Multi-Family
343
Businesses
387
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jane Tande • Property Executives Realty
Mls Name: WIREX MLS
Mls ID: #1595764