N6838 Steffen CtScandinaviaWI54977
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. Rental yield 4.76%. N6838 Steffen Ct, Scandinavia, WI, 54977 in Scandinavia at $550,000, 4.76% gross yield, is a market-growth asset. The $2,180/mo rent partially funds the $2,473/mo debt service; the core return is the 5%/yr price growth projected to add $151,955 over five years. Ziffy Mortgage's DSCR mortgage (0.88) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $112,566.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.2% |
| Monthly Cash Flow | $(1,511) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,180 |
| Total Monthly Debt Service | $3,472 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54977, Scandinavia, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 679 (100%) |
| Owner Occupied HU | 489 (72.0%) |
| Renter Occupied HU | 66 ( 9.7%) |
| Vacant Housing Units | 124 (18.3%) |
| Median Home Value | $288,107 |
| Average Home Value | $342,331 |
Housing Distribution
Address Breakdown
Residential
535
Single Family
528
Multi-Family
7
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54977, Scandinavia, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 679 (100%) |
| Owner Occupied HU | 489 (72.0%) |
| Renter Occupied HU | 66 ( 9.7%) |
| Vacant Housing Units | 124 (18.3%) |
| Median Home Value | $288,107 |
| Average Home Value | $342,331 |
Housing Distribution
Address Breakdown
Residential
535
Single Family
528
Multi-Family
7
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ben J Lyons • RE/MAX Lyons Real Estate
Mls Name: RANW
Mls ID: #50313756