N6103 County Rd ZBOnalaskaWI54650
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at N6103 County Rd ZB, Onalaska, WI, 54650 in Onalaska: $2,486/mo in rent, $272/mo in net income, 9.04% gross yield, 1.68 DSCR, all at $329,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $91,145 in appreciation and $3,038/yr in principal paydown projects total cumulative return of $143,383.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $272 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,486 |
| Total Monthly Debt Service | $2,083 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54650, Onalaska, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,184 (100%) |
| Owner Occupied HU | 7,336 (65.6%) |
| Renter Occupied HU | 3,335 (29.8%) |
| Vacant Housing Units | 513 ( 4.6%) |
| Median Home Value | $336,073 |
| Average Home Value | $378,693 |
Housing Distribution
Address Breakdown
Residential
11,125
Single Family
9,780
Multi-Family
1,345
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54650, Onalaska, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,184 (100%) |
| Owner Occupied HU | 7,336 (65.6%) |
| Renter Occupied HU | 3,335 (29.8%) |
| Vacant Housing Units | 513 ( 4.6%) |
| Median Home Value | $336,073 |
| Average Home Value | $378,693 |
Housing Distribution
Address Breakdown
Residential
11,125
Single Family
9,780
Multi-Family
1,345
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices