N515 Sunset LaneChetekWI54728
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider N515 Sunset Lane, Chetek, WI, 54728 in Chetek. Rental yield 4.9%. At $339,500 with 4.9% gross yield, current distributions are modest, but the 5% appreciation rate projects $93,798 in new equity by year five, complemented by $3,127/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.12) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $93,255.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.2% |
| Monthly Cash Flow | $(891) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,715 |
| Total Monthly Debt Service | $2,143 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
2.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54728, Chetek, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,728 (100%) |
| Owner Occupied HU | 2,221 (59.6%) |
| Renter Occupied HU | 494 (13.3%) |
| Vacant Housing Units | 1,013 (27.2%) |
| Median Home Value | $269,853 |
| Average Home Value | $300,989 |
Housing Distribution
Address Breakdown
Residential
2,906
Single Family
2,836
Multi-Family
70
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
2.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54728, Chetek, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,728 (100%) |
| Owner Occupied HU | 2,221 (59.6%) |
| Renter Occupied HU | 494 (13.3%) |
| Vacant Housing Units | 1,013 (27.2%) |
| Median Home Value | $269,853 |
| Average Home Value | $300,989 |
Housing Distribution
Address Breakdown
Residential
2,906
Single Family
2,836
Multi-Family
70
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eric Larson • Larson Realty
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1591271
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.