N260 3rd CtColomaWI54930
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayN260 3rd Ct, Coloma, WI, 54930 in Coloma is priced for appreciation, not yield. Rental yield 3.55%. At $489,900 with a 3.55% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $135,350 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.66) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $68,662.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.2% |
| Monthly Cash Flow | $(1,855) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,450 |
| Total Monthly Debt Service | $3,093 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54930, Coloma, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,075 (100%) |
| Owner Occupied HU | 657 (61.1%) |
| Renter Occupied HU | 89 ( 8.3%) |
| Vacant Housing Units | 329 (30.6%) |
| Median Home Value | $279,657 |
| Average Home Value | $360,826 |
Housing Distribution
Address Breakdown
Residential
763
Single Family
751
Multi-Family
12
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54930, Coloma, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,075 (100%) |
| Owner Occupied HU | 657 (61.1%) |
| Renter Occupied HU | 89 ( 8.3%) |
| Vacant Housing Units | 329 (30.6%) |
| Median Home Value | $279,657 |
| Average Home Value | $360,826 |
Housing Distribution
Address Breakdown
Residential
763
Single Family
751
Multi-Family
12
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices