N2439 Highway 188LodiWI53555
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider N2439 Highway 188, Lodi, WI, 53555 in Lodi. Rental yield 3.24%. At $950,000 with 3.24% gross yield, current distributions are modest, but the 5% appreciation rate projects $262,467 in new equity by year five, complemented by $8,750/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.60) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $117,327.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 6.2% |
| Monthly Cash Flow | $(3,809) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,567 |
| Total Monthly Debt Service | $5,998 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53555, Lodi, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,218 (100%) |
| Owner Occupied HU | 2,962 (70.2%) |
| Renter Occupied HU | 645 (15.3%) |
| Vacant Housing Units | 611 (14.5%) |
| Median Home Value | $395,172 |
| Average Home Value | $451,331 |
Housing Distribution
Address Breakdown
Residential
3,818
Single Family
3,673
Multi-Family
145
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53555, Lodi, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,218 (100%) |
| Owner Occupied HU | 2,962 (70.2%) |
| Renter Occupied HU | 645 (15.3%) |
| Vacant Housing Units | 611 (14.5%) |
| Median Home Value | $395,172 |
| Average Home Value | $451,331 |
Housing Distribution
Address Breakdown
Residential
3,818
Single Family
3,673
Multi-Family
145
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices