N2044 OWEN AVENUENeillsvilleWI54456
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayN2044 OWEN AVENUE, Neillsville, WI, 54456 in Neillsville is priced for appreciation, not yield. Rental yield 4.15%. At $399,000 with a 4.15% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $110,236 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.77) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $68,801.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.2% |
| Monthly Cash Flow | $(1,297) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,381 |
| Total Monthly Debt Service | $2,519 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
47.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54456, Neillsville, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 1,960 (63.5%) |
| Renter Occupied HU | 581 (18.8%) |
| Vacant Housing Units | 545 (17.7%) |
| Median Home Value | $193,275 |
| Average Home Value | $260,367 |
Housing Distribution
Address Breakdown
Residential
2,804
Single Family
2,561
Multi-Family
243
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
47.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54456, Neillsville, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 1,960 (63.5%) |
| Renter Occupied HU | 581 (18.8%) |
| Vacant Housing Units | 545 (17.7%) |
| Median Home Value | $193,275 |
| Average Home Value | $260,367 |
Housing Distribution
Address Breakdown
Residential
2,804
Single Family
2,561
Multi-Family
243
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dean Bogdonovich • TIEMAN REALTY, INC.
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #22500195
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.