N167W19739 Spruce STREET #21AJacksonWI53037
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find N167W19739 Spruce STREET #21A, Jackson, WI, 53037 in Jackson hard to pass up. The 10.56% gross yield on a $320,000 purchase results in $2,815/mo in rent and $600/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.96). Annual cash flow of $7,196, five-year appreciation of $88,410, and $2,947/yr in equity build-up combine for a projected total cumulative return of $165,020.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $600 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,815 |
| Total Monthly Debt Service | $2,020 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53037, Jackson, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,601 (100%) |
| Owner Occupied HU | 3,511 (76.3%) |
| Renter Occupied HU | 1,016 (22.1%) |
| Vacant Housing Units | 74 ( 1.6%) |
| Median Home Value | $378,205 |
| Average Home Value | $423,466 |
Housing Distribution
Address Breakdown
Residential
4,493
Single Family
4,283
Multi-Family
210
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53037, Jackson, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,601 (100%) |
| Owner Occupied HU | 3,511 (76.3%) |
| Renter Occupied HU | 1,016 (22.1%) |
| Vacant Housing Units | 74 ( 1.6%) |
| Median Home Value | $378,205 |
| Average Home Value | $423,466 |
Housing Distribution
Address Breakdown
Residential
4,493
Single Family
4,283
Multi-Family
210
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices