Mulberry RdBrantleyAL36009
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.75% gross rental yield, Mulberry Rd, Brantley, AL, 36009 in Brantley is priced for capital growth, not immediate cash flow. The $425,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $117,420 by year five, with $3,914/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.51) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $68,495.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 9.0% |
| Monthly Cash Flow | $(1,425) | $150 |
City averages based on Brantley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $974 |
| Total Monthly Debt Service | $2,230 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
92.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36009, Brantley, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,259 (100%) |
| Owner Occupied HU | 765 (60.8%) |
| Renter Occupied HU | 291 (23.1%) |
| Vacant Housing Units | 203 (16.1%) |
| Median Home Value | $163,294 |
| Average Home Value | $215,350 |
Housing Distribution
Address Breakdown
Residential
1,045
Single Family
1,045
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
92.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36009, Brantley, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,259 (100%) |
| Owner Occupied HU | 765 (60.8%) |
| Renter Occupied HU | 291 (23.1%) |
| Vacant Housing Units | 203 (16.1%) |
| Median Home Value | $163,294 |
| Average Home Value | $215,350 |
Housing Distribution
Address Breakdown
Residential
1,045
Single Family
1,045
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices