Mooney TrlPrattsvilleAR72129
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. Rental yield 4.87%. Mooney Trl, Prattsville, AR, 72129 in Prattsville fits: $347,669, 4.87% gross yield, and a projected 5% annual appreciation rate adding $96,055 in value within five years. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.90) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,202/yr in principal paydown and $96,055 in appreciation project a total return of $87,825.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 4.5% |
| Monthly Cash Flow | $(680) | $400 |
City averages based on Prattsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,410 |
| Total Monthly Debt Service | $1,952 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
126 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72129, Prattsville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 612 (100%) |
| Owner Occupied HU | 460 (75.2%) |
| Renter Occupied HU | 105 (17.2%) |
| Vacant Housing Units | 47 ( 7.7%) |
| Median Home Value | $133,152 |
| Average Home Value | $163,049 |
Housing Distribution
Address Breakdown
Residential
484
Single Family
484
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
126 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72129, Prattsville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 612 (100%) |
| Owner Occupied HU | 460 (75.2%) |
| Renter Occupied HU | 105 (17.2%) |
| Vacant Housing Units | 47 ( 7.7%) |
| Median Home Value | $133,152 |
| Average Home Value | $163,049 |
Housing Distribution
Address Breakdown
Residential
484
Single Family
484
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Matt Wiles • Davis DuBose Knight Forestry & Real Estate
Mls Name: REALSTACK
Mls ID: #77939