Mission Peak Plan, Hillside Cascade, Oak Harbor, WA, 98277 | $655/mo Cash Flow

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Mission Peak Plan, Hillside Cascade, Oak Harbor, WA, 98277 | $655/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Oak Harbor at Mission Peak Plan, Hillside Cascade, Oak Harbor, WA, 98277 offers a 8.84% rental yield on a $482,500 purchase with $3,556/mo rent. Total monthly income registers $3,556/mo, and a $2,362/mo payment leaves $655/mo available for distribution. Annual cash flow reaches $7,863/yr on $159,949 to close, and return on cash invested stands at 24.82% in year one. Equity gained on principal adds $3,114/yr while 5% annual appreciation supports $133,306 over five years. Portfolio math shows five-year ROI at 128.99% and total cumulative return in cash at $206,313. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,556/mo property income against a $2,362/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

The Mission Peak is a Pacific Northwest Modern Home by Pacific North Group. This beautiful home is 1,930 SF with 3 bedrooms & 2 baths. This is an ideal family home giving you lots of space & comfort. You will have a place for everyone to live, work & play. The lower level features two large bedrooms, the luxurious main suite & a spacious family room. When you have family & friends over your personal areas can remain private. The main level features a spectacular great room that is lined with windows allowing in fantastic natural light. The kitchen with large island & tons of countertop space will make anyone feel like a chef. The flow & openness of the two rooms is ideal for any gathering. The open view rooftop terrace will be where everyone wants to be. You are surrounded by the beauty of the Cascade Mountain Range, Puget Sounds & the City of Oak Harbor. The HOA fee is $275/mo which includes the maintenance of all community landscaping, parks, common areas, walking trails & your personal yard care. You also get asynchronous fiber 1GB up/down internet connection brought to your front door ensuring that communication & connectivity is never a problem. Eye-catching pavers define the roads & driveways. The convenience of the HOA optimizes lock & leave living. The community is located on beautiful Whidbey Island & is easily accessible by ferry or Deception Pass Bridge. You are within walking distance to shopping, dining & the local waterfront park.

Neighborhood Data

Neighborhood data shown for ZIP Code: 98277, Oak Harbor, WA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,793 (100%)
Owner Occupied HU	10,670 (60.0%)
Renter Occupied HU	6,063 (34.1%)
Vacant Housing Units	1,060 ( 6.0%)
Median Home Value	$508,169
Average Home Value	$585,098