Mercer Plan, Lincoln CrossingAuroraIL60503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at Mercer Plan, Lincoln Crossing, Aurora, IL, 60503 in Aurora speaks for itself: 10.78% gross on a $480,990 price, generating $3,980/mo in rent and $985/mo in net income after the $2,163/mo debt service. DSCR 1.84, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,820 stacks alongside $132,889 in projected five-year appreciation and $4,430/yr in principal reduction. Projected total cumulative return: $225,349.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 10.0% |
| Monthly Cash Flow | $985 | $1,200 |
City averages based on Aurora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,980 |
| Total Monthly Debt Service | $3,145 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
