Mayberry Gulley RdDozierAL36028
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at Mayberry Gulley Rd, Dozier, AL, 36028 in Dozier is narrow, $73/mo net on $1,651/mo rent after the $1,257/mo debt service, but the property operates at break-even-plus, not a loss. At $279,650 with a 7.09% yield, the long-run equity case via 5% appreciation ($77,262 over five years) and $2,576/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.31 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $110,118.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 8.0% |
| Monthly Cash Flow | $73 | $1,200 |
City averages based on Dozier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,651 |
| Total Monthly Debt Service | $1,467 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36028, Dozier, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,032 (100%) |
| Owner Occupied HU | 627 (60.8%) |
| Renter Occupied HU | 149 (14.4%) |
| Vacant Housing Units | 256 (24.8%) |
| Median Home Value | $171,780 |
| Average Home Value | $259,003 |
Housing Distribution
Address Breakdown
Residential
820
Single Family
820
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36028, Dozier, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,032 (100%) |
| Owner Occupied HU | 627 (60.8%) |
| Renter Occupied HU | 149 (14.4%) |
| Vacant Housing Units | 256 (24.8%) |
| Median Home Value | $171,780 |
| Average Home Value | $259,003 |
Housing Distribution
Address Breakdown
Residential
820
Single Family
820
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices