Manfred RdNormanAR71960
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.29% gross rental yield, Manfred Rd, Norman, AR, 71960 in Norman is priced for capital growth, not immediate cash flow. The $725,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $200,304 by year five, with $6,078/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.23) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $30,480.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 7.0% |
| Monthly Cash Flow | $(3,578) | $1,200 |
City averages based on Norman market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $780 |
| Total Monthly Debt Service | $4,246 |
| DSCR Ratio | 0.18x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
100 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71960, Norman, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 686 (100%) |
| Owner Occupied HU | 426 (62.1%) |
| Renter Occupied HU | 98 (14.3%) |
| Vacant Housing Units | 162 (23.6%) |
| Median Home Value | $130,645 |
| Average Home Value | $184,020 |
Housing Distribution
Address Breakdown
Residential
480
Single Family
480
Multi-Family
0
Businesses
26
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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