Malone - SH 3116 Plan, Light Farms Brenham - 40' Lots, Celina, TX, 75009 | 7.54% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

05% in year one. Equity gained on principal adds $3,510/yr while 5% annual appreciation supports $150,297 over five years. Portfolio math shows five-year ROI at 88.73% and total cumulative return in cash at $158,806. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,420/mo property income against a $2,663/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 75009, Celina, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,429 (100%)
Owner Occupied HU	11,602 (70.6%)
Renter Occupied HU	2,714 (16.5%)
Vacant Housing Units	2,113 (12.9%)
Median Home Value	$589,775
Average Home Value	$647,628