LOT 94 Val Monte Dr, Guntersville, AL, 35976 | 3.99% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Guntersville at LOT 94 Val Monte Dr, Guntersville, AL, 35976 with 5% annual appreciation on a $649,000 basis while $2,160/mo rent supports operations. 61% in year one. Equity gained on principal adds $4,188/yr, and five-year appreciation sums $179,307 alongside rental yield of 3.99%. Five-year ROI measures 57.6% and total cumulative return in cash totals $122,988. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,160/mo property income versus a $3,177/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Townhouse

Built in N/A

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35976, Guntersville, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,901 (100%)
Owner Occupied HU	5,692 (63.9%)
Renter Occupied HU	2,042 (22.9%)
Vacant Housing Units	1,167 (13.1%)
Median Home Value	$309,624
Average Home Value	$355,881