LOT 8 The Cottages At Smith LakeHoustonAL35572
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayLOT 8 The Cottages At Smith Lake, Houston, AL, 35572 in Houston is priced for appreciation, not yield. Rental yield 0%. At $289,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $79,845 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $3,940.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 0.0% |
| Monthly Cash Flow | $0 | $0 |
City averages based on Houston market data in our database. Property projections are estimates.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35572, Houston, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 786 (100%) |
| Owner Occupied HU | 368 (46.8%) |
| Renter Occupied HU | 71 ( 9.0%) |
| Vacant Housing Units | 347 (44.1%) |
| Median Home Value | $288,095 |
| Average Home Value | $312,989 |
Housing Distribution
Address Breakdown
Residential
574
Single Family
574
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35572, Houston, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 786 (100%) |
| Owner Occupied HU | 368 (46.8%) |
| Renter Occupied HU | 71 ( 9.0%) |
| Vacant Housing Units | 347 (44.1%) |
| Median Home Value | $288,095 |
| Average Home Value | $312,989 |
Housing Distribution
Address Breakdown
Residential
574
Single Family
574
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Joseph A Carter • Joseph Carter Realty
Mls Name: Walker County Area MLS
Mls ID: #25-913
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 Walker County Area MLS, All rights reserved.