LOT 8 Hall RdHamburgMI48139
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find LOT 8 Hall Rd, Hamburg, MI, 48139 in Hamburg hard to pass up. The 18.81% gross yield on a $165,000 purchase results in $2,586/mo in rent and $1,498/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.49). Annual cash flow of $17,975, five-year appreciation of $45,586, and $1,520/yr in equity build-up combine for a projected total cumulative return of $159,266.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.8% | 9.2% |
| Monthly Cash Flow | $1,498 | $350 |
City averages based on Hamburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,586 |
| Total Monthly Debt Service | $1,022 |
| DSCR Ratio | 2.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48139, Hamburg, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 66 (100%) |
| Owner Occupied HU | 60 (90.9%) |
| Renter Occupied HU | 3 ( 4.5%) |
| Vacant Housing Units | 3 ( 4.5%) |
| Median Home Value | $425,000 |
| Average Home Value | $461,292 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48139, Hamburg, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 66 (100%) |
| Owner Occupied HU | 60 (90.9%) |
| Renter Occupied HU | 3 ( 4.5%) |
| Vacant Housing Units | 3 ( 4.5%) |
| Median Home Value | $425,000 |
| Average Home Value | $461,292 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices