LOT 6 Ridge Rd, Twain Harte, CA, 95383 | $640/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
1120 sft

20106 Jamestown Rd SPACE 10, Sonora, CA, 95370

2 Bed
1 Bath
1064 sft

18241 Berry Ln, Sonora, CA, 95370

1 Bed
1 Bath
364 sft

25482 Rebekah Rd, Long Barn, CA, 95335

3 Bed
2 Bath
1440 sft

13788 Kincaid Flat Rd, Sonora, CA, 95370

Nearby investment properties with comparable prices

1 Bed
- Bath
596 sft

1200 Leland Creek Dr #45, Strawberry, CA, 95375

2 Bed
2 Bath
900 sft

32 White Tail, Angels Camp, CA, 95222

- Bed
- Bath
32234 sft

Preston Pl, Sonora, CA, 95370

2 Bed
2 Bath
1040 sft

10956 Green St, Columbia, CA, 95310

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Twain Harte at LOT 6 Ridge Rd, Twain Harte, CA, 95383 offers a 12.95% rental yield on a $139,000 purchase with $1,500/mo rent. Total monthly income registers $1,500/mo, and a $680/mo payment leaves $640/mo available for distribution. Annual cash flow reaches $7,685/yr on $46,079 to close, and return on cash invested stands at 36.59% in year one. Equity gained on principal adds $897/yr while 5% annual appreciation supports $38,403 over five years. Portfolio math shows five-year ROI at 192.32% and total cumulative return in cash at $88,616. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,500/mo property income against a $680/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Multi Family

Built in N/A

0.37 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95383, Twain Harte, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,734 (100%)
Owner Occupied HU	1,536 (41.1%)
Renter Occupied HU	424 (11.4%)
Vacant Housing Units	1,774 (47.5%)
Median Home Value	$528,571
Average Home Value	$541,423