LOT 5 Haig MlLake Road DaltonGA30720
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, LOT 5 Haig Ml, Lake Road Dalton, GA, 30720 in Lake Road Dalton offers a clean, manageable entry. Rental yield 7.2%. DSCR 1.34 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $118,110 in additional property value over five years, with $3,937/yr in principal equity building ownership stake. Total projected cumulative return: $159,652.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.5% |
| Monthly Cash Flow | $(36) | $350 |
City averages based on Lake Road Dalton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,566 |
| Total Monthly Debt Service | $2,432 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30720, Dalton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,321 (100%) |
| Owner Occupied HU | 5,767 (50.9%) |
| Renter Occupied HU | 4,449 (39.3%) |
| Vacant Housing Units | 1,105 ( 9.8%) |
| Median Home Value | $283,626 |
| Average Home Value | $323,829 |
Housing Distribution
Address Breakdown
Residential
10,354
Single Family
8,633
Multi-Family
1,721
Businesses
1,360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30720, Dalton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,321 (100%) |
| Owner Occupied HU | 5,767 (50.9%) |
| Renter Occupied HU | 4,449 (39.3%) |
| Vacant Housing Units | 1,105 ( 9.8%) |
| Median Home Value | $283,626 |
| Average Home Value | $323,829 |
Housing Distribution
Address Breakdown
Residential
10,354
Single Family
8,633
Multi-Family
1,721
Businesses
1,360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Satterfield • RE/MAX Select Realty
Mls Name: Greater Chattanooga Realtors
Mls ID: #1524613