LOT 5 5/510 Old County RdWalesMA01081
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at LOT 5 5/510 Old County Rd, Wales, MA, 01081 in Wales is capital appreciation. Rental yield 4.1%. The 4.1% gross yield at $544,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $150,546 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.76) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $105,587.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.2% |
| Monthly Cash Flow | $(1,574) | $200 |
City averages based on Wales market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,860 |
| Total Monthly Debt Service | $3,218 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01081, Wales, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 776 (100%) |
| Owner Occupied HU | 556 (71.6%) |
| Renter Occupied HU | 101 (13.0%) |
| Vacant Housing Units | 119 (15.3%) |
| Median Home Value | $343,805 |
| Average Home Value | $382,203 |
Housing Distribution
Address Breakdown
Residential
544
Single Family
525
Multi-Family
19
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01081, Wales, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 776 (100%) |
| Owner Occupied HU | 556 (71.6%) |
| Renter Occupied HU | 101 (13.0%) |
| Vacant Housing Units | 119 (15.3%) |
| Median Home Value | $343,805 |
| Average Home Value | $382,203 |
Housing Distribution
Address Breakdown
Residential
544
Single Family
525
Multi-Family
19
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73484010